WHY A VA LOAN?
- No down payment may be required for eligible borrowers
- No monthly private mortgage insurance (PMI)
- Competitive loan terms for qualified applicants
- Purchase financing with a VA-backed mortgage for an eligible primary residence
CALIFORNIA VA HOME LOANS
You've Served.
Let's Get You Home.
Explore VA-backed home financing designed for eligible veterans, active-duty service members, and qualifying surviving spouses. We'll help you understand your benefits and navigate the homebuying process with confidence.
Explore Your VA Loan Options
Tell us a little about your homebuying plans and we'll help you review your options.
WHY I LOVE MY LENDER
- Personalized guidance for California military families
- Help reviewing VA eligibility and Certificate of Eligibility (COE) requirements
- Clear explanations of estimated payments, fees, and closing costs
- Support from preapproval through closing
COMMON QUESTIONS
Do VA loans require a down payment?
Many eligible borrowers can purchase with no down payment, subject to entitlement, lender requirements, appraisal, and purchase price.
Who may qualify for a VA loan?
Eligible veterans, active-duty service members, certain National Guard and Reserve members, and some surviving spouses may qualify. A Certificate of Eligibility helps confirm VA benefit eligibility.
Do VA loans require mortgage insurance?
VA loans generally do not require monthly private mortgage insurance. A one-time VA funding fee may apply unless you qualify for an exemption.
Can I use a VA loan more than once?
Often yes. VA entitlement may be restored or reused depending on your circumstances and remaining entitlement.
VA loan eligibility, zero-down financing, terms, and approval are subject to VA and lender requirements. A VA funding fee may apply unless exempt. Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. This page is informational and is not a commitment to lend. Equal Housing Lender. NMLS #952076.